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What about self employed health insurance?

An excerpt from one of our articles on Self Employed Health Insurance:

"Many people would like the opportunity to work for themselves — to not be responsible to an employer, to not punch a clock, to be their own bosses. But many of them are held back from realizing this dream for one common reason: they don’t want to loose the health insurance offered by their employers. This is especially true if they have families who depend on the health insurance, too. Choosing self employed health insurance can be a daunting task. Indeed, it is one that some people don’t even bother to investigate because they simply assume that health insurance of this type is unaffordable. But if they were to learn more about it, they might be surprised to discover that self employed health insurance may be an affordable option for them. Choosing self employed health insurance is even easier with the advent of the internet. Most of the large health insurance companies have very good websites that provide all sorts of quoting tools and information to assist you in choosing the right insurance if you are self employed. eHealthInsurance  is a good example of such a service."

Read the rest of the article HERE

A quick note on self employed health insurance:

People who are self-employed face the same dilemma as early retirees--the burden of getting health insurance in place is on their shoulders. The solution for healthy self-employed individuals is simple, according to author Paul Zane Pilzer. These folks should buy a high-deductible individual or family policy that is qualified to be paired with a health savings account, he says. "No one should ever go without health insurance, especially since it has now become affordable for most working people," says Pilzer. The national average price for an HSA-qualified high-deductible plan is $92 a month for a single person and $272 a month for a family plan. Even better, says Pilzer, is that self-employed individuals can deduct the entire cost of health insurance premiums from their taxable income. "So your after tax cost will be even less," he says. Pilzer recommends self-employed people open an HSA and make the maximum tax-deductible annual contribution.

If you are self-employed but you or a family member has a preexisting condition, explore a guaranteed-issue insurance policy provided by a private insurer or from your state's risk pool, depending on where you live. The rest of the family should then apply for "healthy family" coverage.

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**All Plan options may not be available in all states. Check with your Plan Designer. 1.Online application or a plan designer will take your application by phone. * Dependent on Medical History